About Us

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Our Solutions

We are an innovative solutions company and are thrilled to be seen as creators and innovators of products that address a range of needs for personal and enterprise use. It is a commitment that we make to our Customers to make products that meet and exceed expectations.


See what our exsisting clients have to say about us.

Anunsya D'cunha

"I like the concept of a wearable panic button which is discreet and instantly informs my family that I am in danger and making my location available in real time. Brilliant."

Dr Anisha Cardoz

Being a Doctor, I can appreciate the fact that my patients can ping me or I can know when I am receiving an important call.

Preciliya D'souza

It's a great product! Made my life easy.

Melroy Alphonso

Website looks very modern and appealing and so does the product too. Thanks for the product.

Our Charter

There are principles that we follow as to why we do what we do. This is a “LIVE” list and will therefore keep evolving as we scale up and grow in different verticals and geographies. These are as listed below:

What the customer wants?

Our rationale for existence is the Customer. So naturally our thinking stems from what does the Customer need and at times anticipate those needs and develop products and services that exceed those needs, setting new benchmarks. For example, the Mobile Enabled Cardless Payment Services was conceived from the need for our Customers to have an option to pay for their purchases without a physical card and yet be safe, secure and efficient given the large number of frauds that are taking place.

Further, the fact that our Customers are people on the “GO” and live extremely busy lives and therefore very likely to “forget” their personal / carry-on items and therefore we devised a product which will give then an “Early Warning” if they are about to forget to pickup or carry these items and in the eventuality these are lost, we could help these trace these items with our technology. Further, we live in very challenging times where our security is often under threat and we need some kind of a solution that will alert our loved ones seamlessly and effortlessly in case of any emergency. Thus evolved our STAR WEARABLES product portfolio that essentially has products catering to safety, asset tracking and much more.

Thus we strive to do things that will add value to our Customers and be in a position to work closely with our Customers and of course our team working on anticipating future Customer needs and trends, thereby living to our name of Future Wave!

Star Wearables

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What we trying to solve?

We are too familiar with the shopping process and the payment method we use to make payments for our purchases be it at the retail store, mall, online shopping, Cash on delivery or check payments. Similarly when needing to visit the ATM’s to withdraw money or carry out any transaction, pay utility, hospital bills, make premium payments online or using the IVR method, the common thread is the physical card that needs to be carried or the card number is required to be quoted.

Given the socioeconomic environment we live in and the almost daily incidents of fraud happening with fraudsters using the credit / debit card for skimming, phishing etc. the security implications are huge.

Also, why should I put my own money away in a wallet and remember to keep topping it. Oh, that is so boring. Here is where Future Wave Technologies will change the game by enabling payments being made in a safe and secure environment using technology efficiently and make it a smooth, safe and seamless Customer experience.

Introducing PAYBYTE, the mobile enables payment platform where a Payer and Merchant can make and accept payments using their credit, debit cards, net banking, IMPS and UPI digitally. Further we use Aadhaar as a means of on-boarding and later use it for transaction too enabling biometric payments as well.

The Customer will no longer need to carry her / his physical card or quote the card number at a mall, online or while making payments at retails stores, utility and hospital bill payments. All that will be required is for the Customer to have a mobile and that is the only device she / he will be required to carry / flash while making payments across entities.

Solution Benefits

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Market Adoption

Card Holders 530+ million card holders
Mobile Subscribers 920 million
Internet Users 354 million
Merchants 20+ million merchants.Less than 10% of Merchants have POS devices Less than 10% of Merchants have POS devices
Mass Market $14+ million GTV# daily
C.O.D. 50% online transactions are on COD.



Create QR Code Tranction Customer to scan this QR Code

Paybyte Plus

Pay bills

Paybyte Vas

Withdraw / Deposit CASH

Unique Selling Proposition


when using app

  1. Secure element
  2. storage on mobile
  3. Encryption – 128bit
  4. Tokenisation
  5. Session based


To use app / design

  1. QR code based payment
  2. Easy to use UI


Integrated options

  1. Cards / Net Banking
  2. IMPS / UPI
  3. Mobile Recharge & Bill Pay

Quick On-boarding

Aadhaar / PAN card

  1. Customers register with their Aadhaar / PAN card
  2. Upload picture

Reduced Merchant Liability


  1. Unique payer checkout authentication
  2. No card storage

Contact Us

Stay in touch with us
Leave a message with your details, will get back to you soon.

Our Office

Corporate Office :

Future Wave Technologies Pvt. Ltd.

Building No. 16, Unit No.851,

Khernagar Vrindavan CHS Ltd. (West)

Khernagar, Bandra East,

Mumbai 400051

+91- 9819576467

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